Does this sound familiar…………You bought insurance policies for your auto and home years ago.  Since that time, the only knowledge you have of your insurance is the renewal notice your receive regularly.  So you go ahead and send in the renewal premiums because, after all, you have to have insurance coverage or you risk losing it all.  Millions of heads of households go through the renewal ritual without giving their insurance needs a second thought……….You should ask yourselves these questions the next time your renewal notice arrives in the mail:

Do you understand what coverages you have and why?

Have your life conditions stayed exactly the same as when you first got your insurance policies?  If not, have you updated your coverages to accommodate the changes?

Do you know who your insurance agent is?

Have you heard from your insurance agent in the last 12 months?

Have you considered that you may lose it all even with the insurance you have today………….